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# Orthodox Church Capital Improvement Fund

Invest in the Church

## Sitemaps

- [XML Sitemap](https://occif.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [New Director, Same Mission](https://occif.com/new-director-same-mission/) - The addition of Father Athanasius Kone as Executive Director and Father Matthew Howell to the OCCIF board brings a unique perspective, as both have firsthand experience working with OCCIF to secure loans for their parishes. Their deep understanding of OCCIF’s mission and their commitment to its future are testaments to the organization’s impact.
- [Exciting changes at OCCIF](https://occif.com/exciting-changes-at-occif/) - As we head into the end of the year, we have some exciting news at OCCIF. We have been blessed with many positive changes this year, including new churches to support, new investments in OCCIF and our new board members. I am now delighted to announce the hiring of our first Executive Director for OCCIF, Father Athanasius Kone.
- [15 Years of OCCIF](https://occif.com/15-years-of-occif/) - It is hard to believe that it has been 15 years since we started OCCIF. Back then we were an informal collection of clergy and Orthodox Christian professionals that were frustrated with how difficult it was to get capital improvement loans. We felt there had to be a better way to get Orthodox churches the funds that they desperately needed.
- [The OCCIF board on location!](https://occif.com/the-occif-board-on-location/) - As we all move forward into Pascha, I want to take a minute to look back on what OCCIF did in 2023. During 2023 we provided loans for new living quarters at the Holy Assumption Monastery in Calistoga, California; helped St Jacob Orthodox Church purchase and convert a building into a new church in Bend, Oregon; and helped St. Mary Magdalene Orthodox Church in Fenton, Michigan put a new roof on the church.
- [Beginning The Year With Thanks](https://occif.com/beginning-the-year-with-thanks/) - As the year 2023 draws to a close and 2024 dawns, I want to thank all of you for supporting OCCIF. This past year I’ve had the honor and pleasure of meeting many of you in different diocesan conferences and meetings. It’s great to see so many old friends, and introduce OCCIF to new audiences.
- [Holy Assumption Monastery, Calistoga, California](https://occif.com/holy-assumption-monastery-calistoga-california/) - Nestled in the heart of Calistoga is the Holy Assumption Monastery, a long standing Orthodox monastery that has been an active part of the community since 1947. OCCIF provided a loan so that Holy Assumption could have a new residence house to provide a home for the nuns now and into the future “When [the
- [Holy Theotokos of Iveron Orthodox Church in Honolulu, Hi](https://occif.com/holy-theotokos-of-iveron-orthodox-church-in-honolulu-hi/) - Holy Theotokos of Hawaii is a ROCOR (Russian Orthodox Church Outside of Russia) Church located in Honolulu. Home to the Wonderworking “Hawaiian” Iveron Icon, Holy Theotokos is visited by hundreds of the faithful from all over the world. OCCIF world with Father Kone and the Holy Theotokos church to finance a larger building. Now Holy
- [St. John the Wonderworker Orthodox Church in Atlanta, Georgia](https://occif.com/st-john-the-wonderworker-orthodox-church-in-atlanta-georgia/) - St. John the Wonderworker in Atlanta came to OCCIF to refinance a multi-use building on their property. OCCIF worked with them to get the best loan for their church.
- [Saints Cyril & Methodius Orthodox Mission in Chico, CA](https://occif.com/saints-cyril-methodius-orthodox-mission-in-chico-ca/) - Located in northern California, Ss. Cyril and Methodius Orthodox Mission in Chico, California, is a testament to the devotion of Orthodoxy in the United States. The mission originally started by several Orthodox families who wanted a church closer to home. Over the years it continued to develop.OCCIF worked with Father Ian Shipley and his mission’s
- [St. Anthony the Great Orthodox Church of Bozeman, MT](https://occif.com/st-anthony-the-great-orthodox-church-of-bozeman-mt/) - Father David Morrison and the financial committee of St. Anthony the Great Orthodox Church in Bozeman, Montana, came to OCCIF to refinance their mortgage. OCCIF helped them secure a new mortgage with a low interest rate, allowing for economic stability and future growth. “OCCIF gave us the ability to have a stable, low-interest mortgage rate
- [St. Seraphim of Sarov Orthodox Church in Boise, ID](https://occif.com/st-seraphim-of-sarov-orthodox-church-in-boise-id/) - Father David Moser of St. Seraphim of Sarov Orthodox Church in Boise, Idaho, needed a way to finance the new roof for the church. Unfortunately, his church had little luck with secular lenders. OCCIF worked with Father David and was able to secure a low-interest loan that made it possible to complete the remodeling of
- [St. George Orthodox Church in Memphis, TN](https://occif.com/st-george-orthodox-church-in-memphis-tn/) - https://vimeo.com/334179913St. George Orthodox Church in Memphis, Tennessee needed more space for worship and fellowship. After finding an existing Greek Orthodox parish campus for sale, Father Mark Sutton and his parish worked with OCCIF to provide the new mortgage. “OCCIF is fulfilling a very important role that [the Orthodox Church] needs,” said Father Mark. “I can
- [St. Herman of Alaska Antiochian Orthodox Church in Wasilla, AK](https://occif.com/st-herman-of-alaska-antiochian-orthodox-church-in-wasilla-ak/) - Saint Herman of Alaska Antiochian Orthodox Christian Church is located on one of the most beautiful sites in all of Wasilla, Alaska. Father Matthew Howell worked with his parish to complete a master planning exercise, creating a plan to develop a multi-phase campus. Taking the second step in their plan, OCCIF helped Father Matthew complete
- [St. Raphael of Brooklyn in Thousand Palms, CA](https://occif.com/st-raphael-of-brooklyn-in-thousand-palms-ca/) - St. Raphael of Brooklyn Antiochian Orthodox Christian Church in Thousand Palms, California, had spent many years of looking for a home. Over the years Father David Kruse and his parish had been homeless – at one point even using the chapel in a funeral home as worship space. OCCIF worked with Father Kruse and his
- [Monastery of St. John in Manton, CA](https://occif.com/monastery-of-st-john-in-manton-ca/) - OCCIF worked with the Monastery of St. John of Shanghai and San Francisco in Manton, California to refinance the Monastery’s first mortgage. The Monastery was facing a major balloon payment and possible foreclosure. With OCCIF‘s help, the Monastery now has a new loan, a dramatically improved interest rate, and is on the way to one
- [St. Seraphim of Sarov Orthodox Cathedral Santa Rosa, CA](https://occif.com/st-seraphim-of-sarov-orthodox-cathedral-santa-rosa-ca/) - OCCIF helped provide a cooperative funding program to assist St. Seraphim Orthodox Cathedral in Santa Rosa, California, by completing its new Parish Hall. The facility consists of a large multi-purpose dining and meeting space, full commercial kitchen, and bookstore. Included in this project was a free-standing general storage building and related site improvements. “The way
- [St Jacob Orthodox Church in Bend, OR](https://occif.com/st-jacob-orthodox-church-in-bend-or/) - Many of the churches that we help have been congregations without a regular space in which to worship. In the case of Bend, Oregon, the nearest Orthodox parish was two hours away.“In the summer of 2003 there were a few parishioners in Corvallis that were going to move to Bend,” notes Father Ignatius Strange, Priest-in-Charge
- [New Construction Loans](https://occif.com/new-construction-loans/) - This loan is for an Orthodox mission, parish, monastic community or institution for building projects for the construction of a parish temple, social hall, rectory, school or senior-related housing project. Once qualified through OCCIF’s Feasibility and Loan Application processes, we would lock in your interest rate. OCCIF will then establish a 12 to 18 month,
- [Straight Purchase Loans](https://occif.com/straight-purchase-loans/) - This loan program is designed to include the purchase of new, undeveloped parcels of land or a property with existing improvements, capable of being used as a place of worship. This program requires the submission of a qualified appraisal, earlier in the evaluation and qualifying stages than other programs. OCCIF can lend up to 70%
- [Renovation Loans](https://occif.com/renovation-loans/) - Similar to our New Construction Loan program, the initial process required for funding remains the same but the loan amount range is significantly less to renovate versus build. The interim financing, as interest only payments, is also similar to our new Construction Loans but are limited to a maximum of 12 months in duration. After
- [Refinance Loans](https://occif.com/refinance-loans/) - OCCIF offers the ability to refinance existing debt, with the goal of provided a more competitive interest rate than conventional lenders. These loans are guaranteed through secured title to the project’s real property. OCCIF can only provide funding for projects where OCCIF provides the first mortgage.
- [Erik Holsinger, Media Consultant, OCCIF](https://occif.com/erik-holsinger-media-consultant-occif/) - Erik Holsinger helps with producing and directing all of OCCIF’s videos, presentations, and print media. Erik is an award-winning media producer with over 25 years of experience in video, interactive, online, and print production. As a producer Erik has created everything from corporate video work for Adobe Systems to educational CD-ROMS for McGraw-Hill to interactive theme
- [Rev. Fr. Stephen Osburn, Website & Social Media Manager, OCCIF](https://occif.com/rev-fr-stephen-osburn-website-social-media-manager-occif/) - Father Stephen, ordained to the holy priesthood on March 6th, 2016, is currently the Rector of St. Mary’s Dormition in Calhan, Colorado. Fr. Stephen is a successful web designer, consultant, and Internet marketer. He has worked with many well-known clients, including Subway, Microsoft, Berkshire Hathaway, Synergy Real Estate, Vita4Life, Caster City, & Share Financial. He
- [Linda Koshell, Secretary, OCCIF](https://occif.com/linda-koshell-secretary-occif/) - As Board Secretary, Ms. Koshell is responsible for taking and transcribing meeting minutes, making travel arrangements for Board members and Officers, maintaining the organization’s corporate documents, assisting in preparing promotional and marketing materials, and preparing grant applications. Ms. Koshell was born in Berkeley, California, and was raised in the Orthodox Church. Ms. Koshell began her
- [John Della Monica Jr., Director, OCCIF](https://occif.com/john-della-monica-jr-director-occif/) - One of the founding members of OCCIF, John is a licensed architect and formerly a partner at Della Monica Synder Artchitects, a business which operated in the State of California for over 28 years. Currently John is working with the City of Lodi as Community Development Director, where he oversees a variety of projects, including
- [Pdja. Katherine Vitko, Director, OCCIF](https://occif.com/pdja-katherine-vitko-director-occif/) - Katherine Vitko is currently the Popadija (Matushka, Presbytera) at St. Luke Orthodox Church in McLean, VA, where her husband Fr. John Vitko, is the Rector. Katherine was received into Orthodoxy by Chrismation by Fr. Michael Prokurat on Feb. 8, 1976 in Walnut Creek, CA. She has been active in the life of the Diocese of
- [Ben Anderson Board Member, OCCIF](https://occif.com/ben-anderson-board-member-occif/) - Ben Anderson brings decades of leadership and construction experience to OCCIF. After a distinguished career in the United States Navy, Ben’s re-entry into civilian life started in the Energy industry and from there developed into a private consulting practice specializing in energy and construction projects. Today Ben is Manager of Facility & Energy Projects for
- [Mat. Theodora Blom, Treasurer, OCCIF](https://occif.com/mat-theodora-blom-treasurer-occif/) - Having worked in the non-profit sector both in and out of the Church in various capacities, Theodora has enjoyed serving the Church for six years. While her husband was in seminary, she worked for three years as bookkeeper at St. Tikhon’s Monastery and Bookstore. She also served a three-year term on the OCA Internal Audit
- [V. Rev. John Dresko, President, OCCIF](https://occif.com/v-rev-john-dresko-president-occif/) - Father John is currently Rector of St. Paul the Apostle Orthodox Church (OCA) in Las Vegas, Nevada. Ordained to the Holy Priesthood in 1979, he has had a long vocation in parishes and at the administrative levels of the Church. He possesses a BA in History from Iona College, New Rochelle, NY and an MDiv

## Pages

- [Home](https://occif.com/) - Looking for a capital improvement loan for your church? Click here to apply for a loan Looking to Invest in OCCIF? Click here to invest What is OCCIF? The Orthodox Church Capital Improvement Fund (OCCIF) helps parishes, missions, and monastic communities of the canonical jurisdictions of the Orthodox Church in the United States acquire, build,
- [Investing](https://occif.com/investing/) - OCCIF is the leading provider of funding for capital improvement projects for all Orthodox Christian Institutions in the United States. We bring together Investors for qualified loans to Orthodox Institutions within all canonical Orthodox jurisdictions. Individuals can invest as little as $5,000, or as low as $25,000 for Orthodox Institutions. Please contact us for more
- [Loans](https://occif.com/loans/) - A Devoted Lender As a non-profit Orthodox ministry, we can offer competitive interest rates on all loans. OCCIF works with you on all phases of the loan process, providing expertise to get your Orthodox institution the support it needs. At OCCIF, we never say no… we say not yet. If you are not currently eligible
- [About](https://occif.com/about/) - All About OCCIF The leading provider of funding for Orthodox capital improvement projects The Orthodox Church Capital Improvement Fund (OCCIF) began as a concept over a decade ago with a simple question: “How can we make church building funds more easily and readily available to the Orthodox Church?” Over the years this idea was refined
- [Fr. Adam Roberts](https://occif.com/fr-adam-roberts/) - Rev. Fr. Adam Roberts Board Member, OCCIF Fr. Adam believes that every person is created with a unique purpose meant to bless the world and that when we live from that purpose, our relationships become places of excitement, creativity, and holiness. His life’s work is to help people discover that purpose and live it out
- [News](https://occif.com/news/) - News 2022 Annual Meeting OCCIF Announces New President Orthodox Christian Leadership Initiative Conference 19th All American Council – OCA OCCIF President interviewed on Ancient Faith Radio Annual Assembly of the Archdiocese of Washington DC Diocese of the South Annual Assembly Diocese of the West Annual Assembly 54th Biennial Antiochian Archdiocese Conference 53rd Biennial Antiochian Archdiocese
- [Volunteer](https://occif.com/volunteer/) - Getting Involved with OCCIF Volunteer – Here’s How. The better we can serve the Church through the support of our benefactors, the more we can build together. With your donation and that of your parish, OCCIF can service more loan requests each year, building on past success and working hard to an even better future!
- [Natalia Reuter](https://occif.com/natalia-reuter/) - Natalia Reuter, Treasurer & Executive Assistant, OCCIF Natalia Reuter currently serves as a Corporate Secretary at an investment firm and holds dual roles as both Treasurer and Corporate Secretary for OCCIF. She is also actively involved in her local parish in Eureka, California, where she works closely with Father Athanasius, supporting day-to-day operations and community
- [Fr. Matthew Howell](https://occif.com/fr-matthew-howell/) - V. Rev. Fr. Matthew Howell Chairman and President, OCCIF Fr. Matthew Howell is the pastor of Saint Herman Antiochian Orthodox Church in Wasilla, Alaska. He and his wife, Kh. Anastasia, have been married since 2005. They have five children and an array of animals on their hobby farm, including Nigerian dwarf goats, a miniature horse,
- [V. Rev. Fr. Athanasius Kone](https://occif.com/v-rev-fr-athanasius-kone/) - Fr. Athanasius Kone, Executive Director, OCCIF Fr. Athanasius is currently the rector at Saint Innocents’ in Eureka, California and previously he was the rector at Holy Theotokos of Iveron in Kailua, Hawaii. Before becoming a priest Fr. Athanasius was an economist for the state of Washington. He studied Economics at the Universiity of Louisiana (Monroe),
- [Loan Application](https://occif.com/loan-application/)
- [Prequalification Application](https://occif.com/prequalification-application/) - OCCIF Online Prequalification Loan Application BEFORE YOU SUBMIT, PLEASE SAVE (FROM YOUR BROWSER) OR PRINT A COPY OF YOUR APPLICATION. This Prequalification Application is to determine an institutions capacity to borrow, based upon requested financial information. A result of this effort will demonstrate a maximum loan value at the time of review. “THIS IS NOT
- [John Della Monica](https://occif.com/john-della-monica/) - John Della Monica Jr., President Emeritus, OCCIF One of the founding members of OCCIF, John is a licensed architect and formerly a partner at Della Monica Synder Artchitects, a business which operated in the State of California for over 28 years. Currently John is working with the City of Lodi as Community Development Director, where
- [Pre-Qualification Loan Application](https://occif.com/loans/pre-loan-application/) - Terms & Conditions Please review the Terms and Conditions before proceeding so your loan application is not denied. Loan approvals are based, in part, on the supporting documentation substantiating the borrower’s ability to repay the full loan value plus accrued interest in accordance with the terms and conditions of the loan. Full disclosure is required
- [Catherine Mandell](https://occif.com/catherine-mandell/) - Catherine Mandell, Board Member, OCCIF Catherine Mandell currently works in the banking industry as a commercial loan portfolio and sales manager/banking officer. Her strengths lie in due diligence and the loan process, ensuring compliance with institutional policies and procedure.Her strengths lie in due diligence and the loan process, ensuring compliance with institutional policies and procedure.After
- [Dennis Garlick](https://occif.com/dennis-garlick/) - Dennis Garlick, Board Member, OCCIF Dennis Garlick was previously Senior Vice President with W.E. O’Neil Construction, a nationally ranked general contractor with locations in Arizona, California, Colorado, Illinois, Tennessee and Texas. Dennis brings decades of experience in complex contracting projects to OCCIF. According to Dennis, it was seeing Father John Dresko’s presentation at the last
- [Refinance Loans](https://occif.com/loans/refinance-loans/) - Refinance Loans OCCIF offers the ability to refinance existing debt, with the goal of provided a more competitive interest rate than conventional lenders. These loans are guaranteed through secured title to the project’s real property. OCCIF can only provide funding for projects where OCCIF provides the first mortgage.
- [Projects](https://occif.com/projects/) - All Alaska California Georgia Hawaii Idaho Montana Oregon Tennessee St Jacob Orthodox Church in Bend, OR St. Seraphim of Sarov Orthodox Cathedral Santa Rosa, CA Monastery of St. John in Manton, CA St. Raphael of Brooklyn in Thousand Palms, CA St. Herman of Alaska Antiochian Orthodox Church in Wasilla, AK St. George Orthodox Church in
- [Rev. Fr. Stephen Osburn](https://occif.com/rev-fr-stephen-osburn/) - Rev. Fr. Stephen Osburn, Website & Social Media Manager, OCCIF Father Stephen, ordained to the holy priesthood on March 6th, 2016, is currently the Rector of St. Mary’s Dormition in Calhan, Colorado. Fr. Stephen is a successful web designer, consultant, and Internet marketer. He has worked with many well-known clients, including Subway, Microsoft, Berkshire Hathaway,
- [Pdja. Katherine Vitko](https://occif.com/pdja-katherine-vitko/) - Pdja. Katherine Vitko, ,Director, OCCIF Katherine Vitko is currently the Popadija (Matushka, Presbytera) at St. Luke Orthodox Church in McLean, VA, where her husband Fr. John Vitko, is the Rector. Katherine was received into Orthodoxy by Chrismation by Fr. Michael Prokurat on Feb. 8, 1976 in Walnut Creek, CA. She has been active in the
- [test](https://occif.com/test/) - Date of submission Name of Entity Street Address City State Zip Code Senior Clergy E-mail Business Telephone Cell No. Treasurer E-mail Daytime Telephone Cell No. LOAN REQUESTED The requested loan amount is $ How much are you willing to use as a down payment and what is the source of these funds? * Do you
- [At the 5th annual chancellors treasurers conference](https://occif.com/at-the-5th-annual-chancellors-treasurers-conference/) - It was a great joy to participate in and present to the 5th Annual Chancellor & Treasurers Conference, held at the OCA Chancery, Syosset, New York.Lead by His Beatitude, Metropolitan Tikhon and supported by Father John Jillions, Chancellor of the OCA, and Melanie Ringa, OCA Treasurer, the gathering began with the celebration of the Divine
- [53rd biennial antiochian archdiocese conference](https://occif.com/53rd-biennial-antiochian-archdiocese-conference/) - The Antiochian Archdiocese of North America has invited OCCIF to participate in their 53rd National Conference being held in Miami, Florida. We pray to use this opportunity to further introduce our program to all the clergy and faithful in attendance. OCCIF will be centrally located within the conference setting, meeting with those interested in our
- [54th biennial antiochian archdiocese conference](https://occif.com/54th-biennial-antiochian-archdiocese-conference/) - The Antiochian Archdiocese of North America has invited OCCIF to participate in their 54rd National Conference being held in Grand Rapids, MI. We pray to use this opportunity to further introduce our new Investment Certificate Program to all the clergy and faithful in attendance.OCCIF will be centrally located within the conference setting, meeting with those
- [Diocese of the west annual assembly 2017](https://occif.com/diocese-of-the-west-annual-assembly-2017/) - Diocese of the West Annual Assembly October 10-12, 2017 Portland, OR OCCIF will be participating in its 10th Assembly of the Diocese of the West of the Orthodox Church in America this year. The program was no more than concepts on paper at that first assembly but has built on that foundation every year since.
- [40th diocese of-the south annual assembly](https://occif.com/40th-diocese-of-the-south-annual-assembly/) - 40th Diocese of the South Annual Assembly July 25-28, 2017 Chattanooga, Tennessee The Diocese of the South of the Orthodox Church in America has invited OCCIF to present our program during their 40th General Assembly, being conducted in Chattanooga, Tennessee. While just recently completing a funding program for a member parish within the Diocese, several
- [Annual assembly of the archdiocese of washington dc 2016](https://occif.com/annual-assembly-of-the-archdiocese-of-washington-dc-2016/) - Saint Luke Orthodox Church, McLean, VA. At the invitation of V. Rev. John Vitko, Rector of Saint Luke and Chancellor of the Diocese of Washington D. C. we came prepared to introduce OCCIF to the clergy and faithful of the Diocese. Presided over by His Beatitude, Metropolitan Tikhon, our presentation was well received, leading to
- [occif president interviewed on ancient faith radio](https://occif.com/occif-president-interviewed-on-ancient-faith-radio/) - Bobby Maddex interviews John Della Monica, the President of the Orthodox Church Capital Improvement Fund (OCCIF). Listen Now
- [19th all american council of the orthodox church in america](https://occif.com/19th-all-american-council-of-the-orthodox-church-in-america/) - https://player.vimeo.com/video/278644104?byline=0&portrait=0OCCIF launched it’s brand new program during its participation at the 19th All American Council of the Orthodox Church in America, from July 23 to 27, at the St. Louis Union Station Hotel, St. Louis, Missouri. Check it out at www.occifinvestments.org
- [Occif at the orthodox leadership conference](https://occif.com/occif-at-the-orthodox-leadership-conference/) - https://vimeo.com/235215203While at the Orthodox Christian Leadership Initiative Conference, OCCIF President John Della Monica was interviewed by media producer Mark Brodie of MIB MediaWorks. In this excerpt, John spoke with Mark about the evolution of OCCIF’s program.
- [Sample Page](https://occif.com/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger

## My Templates

- [Footer](https://occif.com/?elementor_library=footer) - 939 F StEureka CA 95501 Contact Us: Email: contact@occif.com Phone: (707) 407-9967 Copyright © 2025 OCCIF, a qualified 501 (c)(3) nonprofit, public charity. All rights reserved.
- [Header](https://occif.com/?elementor_library=header) - 939 F St Eureka CA 95501 Questions?: (707) 407-9967 Facebook-f Youtube 939 F StEureka CA 95501 Questions?: (707) 407-9967 Facebook-f Youtube
- [loan single page](https://occif.com/?elementor_library=loan-single-page)
- [vindo](https://occif.com/?elementor_library=vindo) - V. Rev. John Dresko,President, OCCIF Father John is currently Rector of St. Paul the Apostle Orthodox Church (OCA) in Las Vegas, Nevada. Ordained to the Holy Priesthood in 1979, he has had a long vocation in parishes and at the administrative levels of the Church. He possesses a BA in History from Iona College, New
- [Default Kit](https://occif.com/?elementor_library=default-kit)
- [directorss](https://occif.com/?elementor_library=directorss)
- [directors](https://occif.com/?elementor_library=directors) - Mat. Theodora Blom, Treasurer, OCCIF
- [3rd slide](https://occif.com/?elementor_library=3rd-slide) - OCCIF An Ethically Responsible OCCIF An Ethically Responsible
- [2nd slider](https://occif.com/?elementor_library=2nd-slider) - OCCIF How We Can Help OCCIF How We Can Help
- [1st slide](https://occif.com/?elementor_library=1st-slide) - Get Involved with OCCIF
- [project_post_design](https://occif.com/?elementor_library=project_post_design)

## Categories

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